Something OLD and something NEW were added to the Fairfield Connecticut market this week providing more of a range of options to buyers. I saw the Victorian home 🏡 on tour, and previewed the new construction near the beach 🌊 to share via WhatsApp with my client in LA.
Reach out if you would like to learn more about the local real estate markets and may be thinking about a move.
Pack your suitcase and step into your home away from home in the heart of Fairfield’s vibrant beach neighborhood. Walk to the beach or tennis. Bike, scooter or drive downtown, and enjoy the chic eateries and shops or hop on the train to NYC or New Haven. You’ll be cool and comfortable with central air, the newly-renovated kitchen, sunny views of the tidal marsh, spacious bedrooms for all, and two full baths with a tub and shower. Penfield Beach offers a snack bar, bathrooms with hot showers, lifeguards, and a playground, so you can go and spend the entire day!
Meet all your needs here and enjoy fun in the sun in this adorable cottage nestled on the Pine Creek waterway with views of the Long Island Sound from every room! Featuring great natural light, vaulted ceilings in all bedrooms, and a private balcony in the primary bedroom, this home and its chic beach decor will make your heart soar.
Jump right into the lifestyle- stroll down to the beach, gaze out at the creek and surrounding nature, fire up the gas grill on your private garden patio, play in the private yard, or relax and enjoy the water views and sea breezes from indoors. Invite your guests with ample space for them to park.
When you’re ready to venture out, the options are endless downtown just five minutes away with numerous cafes and boutiques, an entire Sportsplex, the Fairfield Theater Company, Community Theater, and the train to NYC! A ten minute ride also adds all the Westport restaurants and shops.
You deserve the best lifestyle this year, so get started and do it here!Reach out on the form below for more information or to request a tour.
But do you have roaming eyes for a better match? Maybe you feel like you’ve been spending time, money, and patience in a living situation that is not ideal. Making a big change may have its short-term challenges, but imagine the rewards of your future long -term pleasure. Those who have made it happen will tell you it’s well worth it, and this is as true for your old romance as it is for your home!
Your home is your place of comfort, peace, privacy, love, safety, work, growth, solace, rest, exercise, play, pride, and celebration. Your home is your castle! What is more important than that?
Fall in love with your home. Commit to it. The barriers to getting there will get resolved.
Changing homes is a monumental decision. It’s completely understandable that you may get sidelined by obstacles and hesitate for months, or even years, while settling for a subpar existence. But, if you agree that your long-term quality of life is “priceless”, it makes sense to reach this goal sooner rather than later.
“Marry the house! Date the rate!”
The new mantra speaks to the point that the home of your dreams is your commitment to your future, while interest rates are temporary like many other challenges people face when making a move.
There are financing options that help to offset rates in the short term. One is the “2-1 buy down” in which a seller can pay to reduce the buyer’s interest rate. It lowers the rate by 2% in the first year and 1% in the second year. After that, the buyer can refinance. If there is competition for the listing, and the seller is not likely to agree to a concession, another way to do it is to add the cost of the buy-down to your offer price so you can still get the lower rate.
Maybe you retired a while ago and have been dreaming for ages about downsizing, going to a more convenient in-town location, or moving out of state. But you’ve stayed put due to years of accumulated stuff and differed maintenance plus a huge emotional hill to climb before selling.
Ask vour realtor about a “refresh” service to do the heavy lifting for you. All the repairs, upgrades, decluttering, painting, and staging are managed and completed without you having to deal with it and with zero cash out of your pocket until closing!
You can focus on compiling and purging your sentimental items, reminiscing, and imagining your new future. Lean on your agent to guide you through the process and timing so that it is comfortable for you. You can sell your house for the most money and best terms and finally be on your way to the lifestyle you desire and deserve.
Perhaps you have an old summer home that was great when the kids were young, but it doesn’t see much action anymore, and it’s not even nearby. You don’t know how to go about getting it sold, and you’re worried about the capital gains tax you will owe.
Your agent can find you an excellent out-of-state agent and tell you about a 1031 Exchange to avoid the tax by putting the proceeds from your sale into a new investment property nearby.
Then you can rent it out for some passive income.
If you’re ready to love your lifestyle again, reach out to a real estate agent with strong online ratings, reviews, and presence for an initial conversation.
Your Realtor® is your marketing expert, professional guide, coach, problem solver, market specialist, technology expert, (many times, therapist!), and matchmaker!
When you’re ready to commit, your agent will help guide you to the perfect match, the new castle of your dreams!
Did you know there 35 points of negotiation in a Fairfield real estate sale? These terms can go your way…or not.
As a home buyer, you likely feel it’s a challenge to find a home in this market. As home seller, you may find it daunting to prepare your home for the market and you want to ensure your home is priced, presented, and marketed strategically so that you get the highest return and the best terms. Your trusted agent will help you accomplish both monumental endeavors.
Yet the process from contract to close can be the most challenging and vulnerable phase of your transaction.
Your agent must navigate and negotiate all the details and variables, both the anticipated and the unexpected, when working toward your successful sale.
There are 35 points of negotiation!
Price
Proof of funds, pre-approval
Timeline
Possession
Occupancy
Deposit money
Appraisal
Financing
Contingencies
Deadlines
Inspections
Repairs, remediation, or credits
Closing agency
Closing costs
Title search results
Survey
Permits
Property lines
Fences, trees, sheds
Easements, wetlands
Elevation certificate, elevation
Personal property
Insurance, property, flood
Home warranty
Other warranties- roof, mechanicals, builder
Water systems
Septic or sewer systems
Utilities
Prorations- oil, water, taxes
System or service leases- solar, water heaters, pest treatment
Assessments
Associations
Property disclosures
Walk-through
Closing!
There are many things that can go your way or not in your Fairfield real estate sale! You don’t want to pay the price without getting the value. With more 80 online testimonials and over $73M in sales, rest assured I will work tirelessly for your successful move just as I have done for all my other clients. Reach out to me today, and let’s discuss your plans.
Finally, the home you love just came on the market and you want to buy it.
But your existing house won’t be closing in time for you to make a competitive offer. In this market of tight inventory you need to be able to act quickly and come in with a complete and solid offer for the new home that you want to buy.
Did you know you can secure your mortgage pre-approval before you close on the sale of your home? Here’s a great tip you should know about!
If your dept-to-income ratio doesn’t allow for you to carry two houses, but you have an accepted offer for the sale of your house, this could be good news for you!
Have your downpayment ready.
Get the contingency-free loan commitment letter from the buyers for your house.
If the buyer for your house is financing and will give you their contingency-free loan commitment letter, you may be able to get your mortgage pre-approval to buy before you close on your sale.
With your buyer’s contingent-free loan commitment letter, your lender does not have to include your existing mortgage debt when figuring your debt-to-income ratio for your new loan. All you need is your down payment, and you are good to go.
We all showed up in the neighborhood at different times. We each arrived during the appropriate chapter for our individual story lines. As usual, we each had our own priorities, pursuits, and interests.
Our dear neighbor, Linda, (pictured above center with the orange lei), has lived on our street since 1995. She has seen many neighbors come and go.
If there ever was a perfect neighborhood role model, Linda would be it!
She knew everyone, and we all knew her. Not only did she know everyone, she pretty much knew the back story of each neighbor’s entire family tree including their pets!
Whenever she saw you, she would ask how you were doing, how your children were doing, your mother, brother, your pets. She genuinely cared and wanted to know. In the winter time, she would march right to your door with a shovel and begin a conversation while clearing your front porch of snow. If anyone needed the name of a contractor or a cup of sugar, Linda was our go-to.
And as a bonus to her model behavior, Linda was not shy about going the distance during our summer block parties with spirited festivities that lasted well into the night. 🙂
But when Linda decided to move away to be closer to her family and friends, it became very clear how meaningful she had been to the fabric of our neighborhood.
I went door to door to invite each neighbor to a surprise party for Linda. Everyone had the same reaction. They expressed loss at the thought of her leaving, well wishes for her next chapter, and a sincere desire to send her off with good spirit and a proper celebration. So we had a lovely gathering for Linda, which helped to bring us all a little closer together too.
It truly made me feel the impact of having a great neighborhood.
When you feel connected to those around you, it gives a sense of comfort, support, positive energy, and a feeling of belonging. In fact, this is why National Neighborhood Day was created! The mission is to inspire the fostering of neighborhood relationships that in turn build stronger and more caring and effective communities. The dedicated website says, “Communities work better ( students perform better, crime rates are lower, kids are safer, people live longer) when neighbors know one another better. Knowing your neighbor on a first-name basis, as National Neighborhood Day suggests, is a surprisingly effective first step toward a better America.”
Loving your neighbors sure makes a lot of sense, right?!
I hope this post inspires you to be a good neighbor and love your neighbors, even if they don’t live right on your street. This will make you feel more at home and do your part to help build a culture of kindness and acceptance that will enhance our communities in the future for generations to come! In fact, you can start here and now by taking the Good Neighbor Pledge!
If you are ready to join a new neighborhood, send a note below so that we can discuss your plans!