Fairfield and Westport CT Real Estate Guide

Local insights on buying, selling, and living in Fairfield County

Category Archives: Homeownership


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Moving Soon? Here’s Your Ultimate Change of Address Checklist


At a Glance

With moving day fast approaching, your to-do list seems endless. Amidst hiring movers and packing boxes, don’t forget one crucial task: changing your address. While friends and family might be aware, numerous organizations and services also need to be notified to ensure a seamless transition to your new home.

Wondering who needs to know about your move and how to change your address efficiently? This comprehensive change of address checklist has got you covered.

Change of Address Checklist: Who to Notify

  1. Utility Companies
  2. Subscription Services
  3. Government Organizations
  4. Financial Institutions
  5. Insurance Companies
  6. Health Services
  7. Other Important Contacts

Utility Companies

Utility companies should be at the top of your list. If not informed in time, you risk paying for services at your old place and lacking essentials at your new home. Notify these companies:

  • Gas
  • Electricity
  • Water
  • Garbage
  • Sewage
  • Internet and Cable
  • Phone (Landline)
  • Home Security Service
  • Solar Energy Company

Tip: Compare utility rates for your new home to find the best deals!

Subscription Services

Don’t let your favorite subscriptions get lost in the move. Update your address for:

  • Amazon Prime
  • Streaming Services
  • Subscription Boxes
  • Gym Memberships
  • Local Memberships
  • Retail Websites
  • Magazines and Catalogs

Government Organizations

The easiest way to ensure mail delivery to your new address is by completing an online change of address form with USPS or visiting your local post office. Your mail will be forwarded for up to a year, although some subscriptions only for three months. Beware of fraudulent third-party sites that charge more than the $1.10 USPS fee.

Also, notify these agencies:

  • DMV
  • IRS
  • Social Security Administration
  • Veteran Affairs (if applicable)
  • Voter Registration
  • Other Government Benefits (Retirement, Disability, Medicare, etc.)

Financial Institutions

Ensure all your financial documents and bills reach your new address. Inform:

  • Bank and Credit Union
  • Loan Companies
  • Credit Card Companies
  • Retail Credit Accounts
  • Financial Advisors or Accountants

Insurance Companies

Filling out a USPS change of address form helps your insurance mail arrive at your new home for 12 months. Still, contact these institutions directly to update their records:

  • Health Insurance
  • Dental Insurance
  • Car Insurance
  • Life Insurance
  • Homeowner’s or Renter’s Insurance

Health Services

Keep your health providers in the loop to avoid missing bills or appointment reminders. Notify:

  • Doctor
  • Dentist
  • Veterinarian (if applicable)
  • Pediatrician

Other Important Contacts

Lastly, inform these key contacts about your move:

  • Current Employer
  • Future Employer (if applicable)
  • Business Associates
  • Close Friends and Family
  • Neighbors (Old and New)
  • Map Apps (Google Maps, Apple Maps)
  • Smart Home Apps (TV, Thermostat, Doorbell, etc.)

The Takeaway

From utility providers to your best friend in NYC, numerous parties need to know about your move. This checklist ensures all your mail, packages, important documents, and friends find their way to your new home without any hiccups.

Want More Tips on Changing Your Address?
Check out the Move.org Guide on How to Change Your Address and Forward Your Mail.

FAQ

Who should you not forget when you change your address? Inform everyone on this checklist, including your credit card company, financial institutions, insurance companies, subscription services, utility providers, health insurance company, and USPS. Remember, even with USPS mail forwarding, you need to notify each party directly to update their records.

How do I update my address on everything? Update your address online or in person at your local post office. Provide your current and new address, and specify if the move is permanent or temporary. USPS will forward your mail for 12 months for $1.10, but you still need to inform banks, subscription services, and other institutions directly.

Is there a checklist for moving? Yes, check out the printable moving checklist from Move.org to ensure you don’t forget any steps. This includes tasks like researching moving companies, switching addresses with utility companies, and deep cleaning your current home. Download our ultimate change of address checklist to keep your mail and important documents reaching your new address.

How do I change my address? Fill out a USPS change of address form online or at your local post office to forward mail for 12 months. Inform banks, insurance companies, and subscription services directly to ensure continued mail delivery after the forwarding period ends.

Adapted from article by Emily Garland July 08, 2024

If you’re thinking of making a move, call me today so we can make it a success!

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Discover the Home of Your Dreams: Open House This Sunday at 137 Doreen Drive, Fairfield!

Are you on the lookout for a new home that combines modern elegance with unparalleled comfort? We invite you to explore 137 Doreen Drive, a stunning new construction nestled in one of Fairfield’s most sought-after neighborhoods. Join us this Sunday for an open house and step into a world of luxurious living.

Why Visit 137 Doreen Drive?

This brand-new 2024 colonial-style home is the epitome of contemporary design and sophisticated living. Located towards the end of a serene cul-de-sac, this residence offers 3,600 sq. ft. of meticulously crafted space across three floors. Here’s a sneak peek of what makes this home truly exceptional:

Elegant Design and Spacious Layout

The first floor features an open floor plan that seamlessly blends functionality and style. The heart of the home is the eat-in kitchen, boasting an oversized waterfall island and countertops, custom skinny shaker cabinets, and a striking white oak tray ceiling. This culinary haven opens into a dining area, perfect for entertaining, with sliders leading out to a massive patio ideal for summer gatherings. A wet bar with a waterfall countertop and marble backsplash enhances the dining experience.

Adjoining the dining area is a cozy family room, complete with a gas fireplace, white oak beams, and floating shelves, creating a warm and inviting atmosphere. The first floor also includes a versatile living room/formal dining room, an office for your work-from-home needs, a mudroom for added convenience, and a powder room for guests.

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Is Homeownership a Risky Investment in 2024? What You Need to Know


Understanding the Risks and Returns of Homeownership

Are you worried about declining home values or a housing crash? In today’s fluctuating real estate market, many potential homebuyers and homeowners are concerned about the possibility of declining home values or a housing crash. However, understanding the risks and returns of homeownership can help you make an informed and confident decision.

Risk vs. Return:

Real estate is often considered a reliable long-term investment. Historical data supports this view, with home values generally increasing over time. According to the chart below from Keeping Current Matters with data from Freddie Mac, national home values have increased by an average of 4.86 percent per year since 1980. The only significant decline occurred during the 2007 housing crisis.

While fluctuations in home prices are influenced by factors such as supply and demand, interest rates, employment, and local conditions, the overall trend has been upward.

Bottom Line

Real estate values have consistently risen over time, making it a solid investment choice. If you’re looking for a sound investment and a new home, reach out to your real estate agent to help you prepare for your big move!

Contact Linda Raymond

For personalized advice and guidance in navigating the real estate market, contact Linda Raymond, your trusted Fairfield, CT Realtor. Linda is dedicated to helping you find the perfect home and making your real estate journey as smooth as possible.

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#RealEstateInvestment #HomeValues #HousingMarket #HomeBuyingTips #LongTermInvestment #RealEstateAdvice #FairfieldRealtor #LindaRaymondRealtor #InvestInYourFuture


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10 Mistakes to Avoid When Selling Your House in Fairfield and Westport, CT


Hello, Fairfield and Westport homeowners! If you’re thinking about selling your house, you’ve picked a dynamic time. The current market is buzzing with potential buyers eager to plant roots in our charming towns. However, even in a seller’s market, there are pitfalls that can turn your smooth sailing into a rocky road. To help you navigate, here are ten mistakes you absolutely must avoid when selling your house in Fairfield and Westport, CT if you want to sell your house for the most money and the terms that you want.

1. Overpricing Your Home 🎢

Your home is your castle, filled with priceless memories and your custom design preferences. But remember, buyers are savvy. Overpricing is a deterrent, especially in the current market with buyer fatigue from bidding wars, high prices, and increased interest rates. This can result in your listing languishing on the market, a reduced buyer pool for your house, lowball offers, and your house ultimately selling for less. Your agent will conduct a competitive market analysis so that you will have the data you need to set a realistic price that generates the highest demand for your listing and attracts serious buyers.

2. Neglecting Curb Appeal 🌷

Remember, presentation and condition are among the top three factors impacting how much you get for your house. First impressions matter. If your lawn looks like a jungle and your paint is peeling, potential buyers might drive by without a second glance. Invest in landscaping, power wash the exterior, and add a fresh coat of paint to make your home irresistible.

3. Ignoring Necessary Repairs 🔧

Got a leaky faucet or a creaky door? Fix them before listing your home. Small issues can add up in buyers’ minds, making them wonder what bigger problems might be lurking. A well-maintained home signals that it’s been lovingly cared for.

4. Not Staging Your Home 💫

An empty house can feel cold and uninviting, while a cluttered one can overwhelm, and extreme decor can distract. Staging is a key marketing strategy because it ensures buyers experience a positive emotional response and helps them see themselves living in your space. A professional stager can work with your furnishings, supplement with accessories, or provide everything you need if your house is vacant.

5. Creating Barriers to Getting Buyers Into Your House 📉

Being unavailable for showings is one. If you restrict showing times, you limit the pool of potential buyers. Make your home available for as many showings as possible, and be ready for last-minute appointments. If your house is very difficult to show, it will send the message to buyers and their agents that you are not serious about selling. Flexibility is key.

Not having a yard sign can reduce showings since it provides a visible source of advertising for your listing, especially for buyers browsing in your neighborhood. It is best to have a visible yard sign with a rider that includes your agent’s direct phone number so they can vet interested buyers and arrange to get them in for a showing.

Excluding compensation for buyers’ representation will also likely reduce your pool of eligible and interested buyers. The new buyer agreements enable buyers to opt-out of considering properties that do not include buyer broker compensation. Buyers already have to come up with a down-payment, loan fees and closing costs, so an additional up-front cost will price many buyers out of your pool. Remember, the buyer is ultimately paying for their broker’s services when they pay for your house. If you don’t include buyer broker compensation with your listing, you may also end up attracting unrepresented buyers with no professional guidance and a limited understanding of the home buying process. This translates to lost time, many potential pitfalls, and possibly even a deal that falls apart. To keep these issues at bay, your agent will require more compensation from you to manage the process involving the unequipped buyer and keep the sale on track for you.

6. Attempting For Sale By Owner ⁉️

Your home is one of your largest, if not your largest asset. Are you experienced in and available for handling pre-marketing research and preparation, legal forms and regulations, local zoning requirements, marketing strategy, SEO-optimization, negotiating showings, offers, inspections, walkthroughs, closing timing, and managing multiple agendas… all while doing your other full-time job and keeping your emotions about selling in check? Do you have access to the MLS and countless other technology platforms, digital subscriptions, and APPs, a network of agents, lenders, attorneys, contractors, and town connections? If not, why would you put your most significant investment at risk like this?

7. Failing to Market Effectively 📣

This is in your agent’s court! You want to reach the widest audience and attract the most potential buyers. Your agent should be able to show you a comprehensive custom marketing strategy and plan for your listing. Partner with a realtor who understands the power of a robust marketing strategy.

8. Doing an “In-House” Listing 📉

As mentioned in #7 above, if your goal is to secure the most money and the best terms for yourself, you achieve this by exposing the largest potential buyer pool to your listing, not the smallest.

9. Overlooking Local Market Trends 📊

Fairfield and Westport have their own unique market dynamics. Work with a local realtor who understands the intricacies of our area. They can provide invaluable insights into timing your sale and pricing your home appropriately.

10. Letting Your Emotions Get in Your Way 🎭

Selling your home is a business transaction. Try to detach emotionally and be prepared for negotiations. Understand that buyers might want to make changes that you wouldn’t dream of, and that’s okay. It’s completely understandable to feel mixed emotions. You can share your thoughts with your Realtor, and they will help put your mind at ease. A good agent understands the powerful emotions involved with selling and buying your home and has your back with emotional support while guiding you through the entire process.

Selling your home in Fairfield and Westport, CT, can be a rewarding experience when done right. Avoid these common mistakes, and you’ll be well on your way to a successful sale. There is a lot to consider when selling your home, so it’s important to contact your agent as far in advance as possible.

Have questions or ready to get started? Contact us today for expert guidance and personalized service.

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Trusting the Process: Insights from a Fairfield CT Broker Tour

I Surveyed Six Listings During A Broker Tour to See Where the Sellers Were Going

As a realtor in Fairfield, CT, I constantly seek to understand the dynamics of our local real estate market. Recently, I participated in a broker tour and found something truly fascinating. Out of the six houses I visited on tour, I asked the agents where their sellers were headed next. The responses were quite diverse and offered a peek into the sellers’ mindsets.

Seller Plans Were Varied With A Surprising Theme…

  • One was an estate sale.
  • Two sellers had already bought their next home.
  • One was simply moving up the street.
  • One was moving out of state.
  • The remaining three had no idea where they were going next!!

50% of the sellers had no definitive plan for their next move!

Yes, you read that right—50% of the sellers had no definitive plan for their next move. They chose to trust the process, navigating the real estate market with an open mind and flexibility. This approach, while unconventional, can open up exciting possibilities for both sellers and buyers.

Why Trust the Process?

  1. Competitive Buyer: In the current sellers’ market, it is common for properties to receive multiple offers, especially in desirable markets and for homes that appeal to a lot of buyers. This creates a challenge even without the contingency to sell your house first, but with this added contingency, the only way to make your offer more competitive is to significantly outperform the others on price and other terms. If your house is under contract with no or few contingencies to close, you are in a much stronger position to obtain your next home than if you have not even committed to the selling process.
  2. Flexibility: If you are a seller who can be open to “going with the flow”, you can explore a broader range of options without the pressure of immediate relocation.
  3. Market Dynamics: When more sellers adopt this mindset, it can lead to increased inventory and more choices for everyone in the marketplace.
  4. Contingencies for Peace of Mind: You can protect yourself as a seller by adding contingencies that your sale is subject to finding suitable housing. This ensures you are not left without a home.

Imagine the Possibilities

If more sellers embraced this flexible approach, the real estate market could become more dynamic and fluid. It encourages a more open and trusting environment where transactions can happen more organically.

As we navigate this ever-evolving market, let’s remember that sometimes, trusting the process can lead to unexpected and wonderful opportunities.

Feel free to reach out if you’re considering selling your home or looking for your next dream house in Fairfield, CT. I’m here to guide you every step of the way!

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Exciting news for all Fairfield residents! 🎉 


Soon, you won’t need to call the police department for crime statistics. You will be able to access real-time data directly on their website, making our community safer and more informed.

Special thanks to Sergeant Michael Stahl from Fairfield’s Administrative Services Bureau for sharing this update during our insightful sales meeting. He shared crime statistics with us in addition to breaking down all the departments and services at the police department.

I didn’t realize how comprehensive and diverse the services are that the Fairfield Police provide for us. From the Marine Unit and Dive Team to Crisis Intervention, Special Victims, and Quality of Life, they cover all the bases. Most recently they have added a social worker who was a prior officer to assist the police as well as people in need.


I started the first Neighborhood Watch group in my neighborhood, and you may want to do the same to help stay informed and have a communication process to be proactive in preventing crime and helping one another in the event it’s needed. Feel free to reach out to me with any questions about starting a group.

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#FairfieldCT #CrimeData #CommunitySafety#RealEstateNews #NeighborhoodWatch#LocalUpdate #StayInformed #RealtorLife#FairfieldPolice


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If You Knew Your Home’s True Value, What Would You Do Next?

As a seasoned realtor serving the beautiful communities of Fairfield and Westport, CT, I’ve found that one question consistently ignites the spark of curiosity in homeowners: “If you knew your home’s true value, what would you do next?”

Knowing your home’s true value is a game-changer. It opens up a world of possibilities, from strategic financial planning to making informed decisions about your future. Here’s a deeper dive into what you can do once you have this crucial piece of information.

Plan Your Next Move: Upsize, Downsize, or Relocate

Understanding your home’s value gives you the leverage to plan your next big move with confidence. Perhaps your family is growing, and you’re dreaming of a larger home in a top-notch school district. Or maybe you’re looking to downsize and enjoy the simplicity of a cozier space with fewer maintenance demands. Whether you’re staying in Fairfield and Westport or considering a relocation, knowing your home’s worth can help you set a realistic budget for your next purchase.

Home Improvement: Invest Wisely

Thinking of renovating? A precise valuation can guide your investment decisions. Focus on home improvements that will yield the highest returns. In Fairfield and Westport, buyers often appreciate modern kitchens, updated bathrooms, and energy-efficient features. These enhancements not only increase your living comfort but also significantly boost your property’s market value when you decide to sell.

Estate Planning and Financial Strategy

For those looking at the bigger picture, understanding your home’s value is crucial for estate planning and long-term financial strategy. It allows you to make informed decisions about asset distribution, ensuring your loved ones are well taken care of. Additionally, a clear picture of your home’s worth can enhance your retirement planning, giving you peace of mind about your future.

Get Started: Obtain an Accurate Home Valuation

The first step in unlocking these opportunities is to obtain an accurate home valuation. As a realtor deeply familiar with Fairfield and Westport, I provide comprehensive home assessments that consider local market trends, recent sales, and unique property features. This valuation isn’t just a number; it’s a strategic tool that can guide your next steps, ensuring you make the most informed and beneficial decisions for your future.

Conclusion

So, if you knew your home’s true value, what would you do next? Whether you’re considering selling, refinancing, remodeling, or planning for the future, knowing your home’s value empowers you to take control of your financial destiny. Contact me today for a personalized home valuation and let’s unlock the full potential of your property in Fairfield or Westport, and nearby CT towns.

Check out your quick online home estimate!

For more insights and personalized real estate advice, follow my blog and stay connected. Your dream home or ideal sale is just a step away!

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Luxury Condo for Sale in Westport CT: 54 Terra Nova Circle

OPEN HOUSES: March 1 & 2, Saturday 12-2 PM & Sunday, 1-3 PM
By Appointment Only. Call Listing Agent for confirmation and gate code, 203-912-4440.

See all the pics!

Fantastic private end unit near the pool and extra guest parking!

Featuring a 1st-floor primary suite, gleaming hardwood floors, and a walk-out lower level with in-law potential!

Welcome to the sophisticated living of Terra Nova at Westport. Enter via the tree-lined boulevard with natural stone walls, lush landscaping, and an elegant iron gate. Enjoy privacy and scenic wooded views from your deck and backyard patio.

See The Video Walkthrough!

The open floor plan features a grand entry with soaring ceiling that opens to the living room with a fireplace and sliders to the private deck. The eat-in kitchen with granite counters, stainless appliances, and an island is open to the dining room. The coveted main-level primary suite features a spa bath and two walk-in closets. Two bedrooms, a full bath, and a huge hall closet reside upstairs. Possibilities are endless in the expansive finished lower level with a second fireplace, renovated full bath, sliders to the patio, and ample storage. Set up your home gym, studio, office, extra bedroom, media room, or maybe all of the above!

This coveted home enjoys a private park-like setting with the convenience of key amenities just minutes away. Head downtown, to the train, Westport Country Playhouse, Levitt Pavilion, or Compo Beach on a whim. Spacious, luxury accommodations are ready for all your needs. The beautiful pool and club house offer cool relaxation all summer just steps from your door.

Come home to Terra Nova, and embrace the lifestyle you deserve!

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🌷 Get a Leg Up on the Spring Market! 🏡

Hey there, homeowners! It’s your friendly neighborhood Realtor, and today, I’ve got some exciting news for all you Fairfield and Westport sellers out there.

There are 3 Reasons to get a leg up on the market this year!

Reason 1: Pent-up Demand 📈

As we step into the spring market, there’s pent-up demand from buyers who’ve been eagerly waiting for interest rates to drop. And guess what? They have!

Reason 2: Affordable Rates 🏠

Interest rates have dipped back into the 6% range, and there’s potential for more drops in 2024. Lower rates mean your home is more affordable for buyers, making it the perfect time to sell!

Reason 3: Increased Inventory Forecast 📊

Get this – Lawrence Yun, Chief Economist at NAR, predicts a 30% increase in national housing inventory this year. More options for buyers mean more competition for your home as a seller. This makes it a win-win to sell your house now!

So, whether it’s the economic trends, affordable rates, or the competition heating up, now’s the time to act! And hey, bonus point – the 2024 Farmer’s Almanac predicts an early spring! 🌷

Reach out to me, let’s chat about your plans, and get a leg up on your dream sale this season! 💫

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#GetALegUp

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#William#RaveisSouthport

#WilliamRaveisRealEstate

#Yourcastlemymission 


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From Corporate Wellness to Home Sweet Home: Navigating the Fairfield County Real Estate Journey

Linda Raymond’s Journey to Becoming a CT Realtor: From Westport to Worcester and Back


I came to Fairfield County when moving to Westport, Connecticut from New Jersey just before entering the eighth grade.

After attending Staples High School in Westport, I went to Clark University in Worcester, Massachusetts and graduated as a biology major before returning to the area for my first job as a research assistant at Yale.  I continued school part time and earned a Masters degree in exercise science from Southern Connecticut State University in New Haven.  My career then moved to corporate health and fitness in Stamford, Connecticut where I worked for corporate consulting firms that served companies seeking to improve the health of their employees. I worked closely with the employees of our corporate clients.

From there, I evolved into program design and management for employee health and productivity in large companies like IBM with dispersed national populations. I worked with my team to develop and deliver innovative programming with a range of delivery strategies to engage employees through their benefits and occupational health departments.  After 13 years of facilitating programming and data management on a population-scale basis, I began to feel the need to re-connect with people on an individual basis.

At the same time, my husband, young daughter and I decided to pursue our first home purchase in the Fairfield and Westport Connecticut areas where the schools are excellent.

This changed everything, my home, my career, and my lifestyle!

What Does the Journey to Your New Home Look Like?

Navigating the competitive Fairfield County home buying market in 2004 just before the housing bubble burst, I learned first-hand that the strategy of home buyers and home sellers had to adapt to the existing market conditions.

The Emotional Rollercoaster of Home Buying

As a first-time home buyer looking in Fairfield and Westport Connecticut, I was amazed by how intense, emotional, and complicated buying a home and making a move really was. 

Your Castle, Your Asset: Understanding the Home as an Investment

Your home is one of your largest assets. It requires a huge financial commitment. Your homeownership, is a critical investment in your future. You invest in it to gain equity, and you want it grow. Unlike most other investments, your home also holds tremendous emotional value. Your home is your castle. It’s where you live, love, grow, work, and play. It’s where go to be safe and sound, to feel peace and joy.


Making Informed Decisions: My Approach to Real Estate Assistance

So it’s not surprising that making a move is a monumental endeavor. Add to this the challenges of housing market conditions and the complex process, and the stress can be over the top! When you’re preparing to move to a home that better suits your current needs, you need an expert guide to navigate both the challenges and the opportunities, and to help set your mind at ease. You need to feel you are best positioned and on the right track to your new home!

Your Castle. My Mission: How I Can Help You Move with Confidence

So my current passion is to guide you as my client through the process of moving from one home to another while focusing on achieving the best terms and outcomes to meet your priorities and help you enjoy the process with peace of mind at the same time.


The focus on science in my education drives my reliance on data and facts to inform sound decisions. Decades in the business sector serving results-focused corporate clients drives my focus on strategy, planning, and accountability in the customer service I provide to my clients. And most of all, my genuine passion for understanding you and your priorities and my end-goal of making you a very happy client, are the forces that drive me!

Since May of 2005, I have been back to working one-on-one with home buyers and home sellers here in Fairfield, Southport, Westport, and surrounding areas to guide them through the huge decision to transition to the home sweet home.

Providing Input, Insights, and Resources

Putting my business skills and experience to work for each client, my focus is to provide the insights, information, and resources my clients need to feel confident in making informed decisions and to ensure they are thrilled with their end result. 

My strategic approach to helping my clients reach their goals integrates the key elements of listening, understanding, strong communication skills, facilitating collaborative relationships, a customer service focus, effective negotiations, market intelligence, leveraging technology and creativity, creative and strategic marketing, and business collaborations.

I specialize in helping people pursue their plans for downsizing, resale, first-time home buying, home sale and home buying.

What Is Your Ideal Lifestyle?

Some of my passions include dogs (we have a Havanese from a breeder, and a Terrier mix from Pet Finders!) dance, swimming, skiing, travel, family, and crafts. I love the ease of making these things a part of my life in my home. Are you in the right home to support your current lifestyle passions?

The Perfect Next Step!

If you are thinking of making a move now or in the future, I encourage you to start with a conversation now, and you will be well on your way. Give me a call today or send a note below and tell me what your ideal Castle looks like!


My blog is here to provide informative insights into the home buying and selling process and fun information about the local community.  Comments, questions, and suggestions are always welcome!

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